United Community Banks is the holding company for 27 community banks united in their quest to provide consumer and business banking services in Georgia, western North Carolina, and eastern Tennessee. Operating mainly under the United Community Bank or UCB banners, the banks collectively have more than 100 branches offering deposit products, mortgages, and other services. Commercial loans including construction loans and mortgages account for the largest segment of United Community Banks' loan portfolio (more than 50%); residential mortgages make up another 25%. The company provides insurance through its United Community Insurance Services subsidiary, which does business as United Community Advisory Services.